Features
Accounts
Multicurrency sub-Accounts
Multicurrency sub-Accounts
Multiple currencies are now available with Reflect.
Make your financial transactions in different currencies with greater flexibility than ever. All of this is at your fingertips on Reflect.
Features of Opening a Multi-Currency Account on Reflect:
- 0% fees on account opening and card payments.
- Transfer currencies between your accounts at preferential exchange rates.
- Receive funds in multiple currencies into your sub-accounts through your IBAN.
- Easy opening of sub-accounts in various foreign currencies based on your needs.
- Available currencies: USD, JOD, EUR, SAR, AED, and ILS.
- Deposits are available only in NIS.
- Withdrawals from multi-currency accounts (USD, JOD, ILS) are available through all Arab Bank ATMs that support multi-currency.
- Each ATM will display a sign indicating whether it supports multi-currency or a specific currency.
- Withdrawals in NIS from JOD and USD accounts are available through all Arab Bank ATMs.
- Transfer funds between your sub-accounts and your main account (transfers between sub-accounts are not available).
- Shop and pay directly from your multi-currency sub-accounts using your debit card.
- When Auto-Coverage is activated, any insufficient balance for foreign currency transactions will be automatically covered from the main account (ILS) only. The equivalent amount will be deducted from the user’s account based on Reflect’s exchange rate at the time of the transaction.

How to create a multicurrency sub-account?
After logging into your account, follow the on-screen instructions to create subsidiary accounts in the currencies of your choice.
- From app home screen, scroll your accounts to the left/right
- You will find Multi-Currency Sub Account, tap on the “+” symbol
- Choose one currency (or more) for the sub-account.
Always make sure “Card Transactions” & “Auto Fund” are enabled




