How can I top up my account through an agent?

You don’t need a physical card to top up your account through an Agent
All you have to do is the following steps:

1. Go to Reflect’s home screen and choose top-up then through an agent.
2. Choose how much money you want to top-up
3. Receive a one time secure code via SMS
4. Go to the nearest Jawwal Agent/Showroom, you can find the list of agents through the top-up flow
5. Follow the remaining steps with your agent.