Flash offer: 15% off Voga closet
What fees & commissions does Reflect charge?
| Service | Type | Fee(s) in ILS |
| Reflect Account | Open an account | Free |
| Debit Card | First-time card issuance * | Free |
| Debit Card | Card Re-issuance (replacement for damaged/lost) | 15 |
| ATM | Arab Bank ATM Withdrawal | Free |
| ATM | Non Arab Bank ATM Withdrawal | 1 |
| ATM | Arab Bank ATM Balance Inquiry | FREE |
| ATM | Non Arab Bank ATM Balance Inquiry | 1 |
| ATM | Cardless ATM Withdrawal | Free |
| ATM | Withdraw in ILS from ATM in Occupied Territories | 2.50% |
| ATM | International ATM Withdraw Foreign Currency | 2.50% |
| Multicurrency Account | Open sub-account | Free |
| Multicurrency Account | Card Transactions | Free |
| Multicurrency Account | ILS to JOD | Free |
| Multicurrency Account | ILS to USD | Free |
| Multicurrency Account | ILS to EUR | Free |
| Multicurrency Account | ILS to SAR | Free |
| Multicurrency Account | ILS to AED | Free |
| Payments | Local POS transaction (in ILS) | Free |
| Payments | POS transactions in Foreign Currency Without having a Sub Account | 2% |
| Top Up | Top up using Arab Bank cards | Free |
* To request the free debit card, you must complete any of the financial transactions listed below with a value of NIS 40 during the last 30 days:
Bill payment, e-voucher purchase, online purchase using the virtual card, purchasing and paying via Reflect using Apple Pay for iPhone users and Tap to Pay for Android users, payment using the QR code, and transfers between multi-currency accounts, or top up your Reflect account with NIS 40 or more.


